Home Insurance

 

Home insurance covers damage to your personal property and protects you and your family from lawsuits and legal liabilities arising from accidental injury or damage to others or their property.

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Cottage insurance

 

Seasonal home insurance includes protection for the residential building, additional buildings, such as sheds or garages, are also covered, ensuring your belongings are well protected. This insurance also covers your personal property so, in the event of theft, fire or other disasters, you are compensated for any losses incurred. Finally, personal civil liability is integrated, protecting you against possible lawsuits in the event of injury or property damage caused to third parties during your stay in the seasonal residence.

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Condo insurance

 

Condo insurance is designed to cover your own condo unit, including your personal property. This means that in the event of theft, fire or other disasters, you are compensated for losses incurred. Finally, personal civil liability is also essential. It protects you in the event of injury or property damage caused to other people in your condo unit.

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Rental insurance

 

If you are a tenant, whether of a house, an apartment or a condo, it is important to note that your landlord's home insurance does not protect your personal property in the event of fire, theft or water damage. To ensure the protection of your belongings and things that are dear to you, it is essential to take out adequate tenant insurance.

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Home business insurance

 

If you undertake a professional activity from your home, whether you are a freelancer, run an online store or provide consulting services to your clients in your home, it is important to note that your traditional home insurance generally does not cover your personal liability, your operating losses, nor assets related to your business. 

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For what other items should I consider additional insurance?

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Typically, homeowners insurance protects your furniture, appliances, and clothing, as well as other personal property, up to the amount specified in the contract.

 

However, the home insurance contract also imposes restrictions on certain types of property, including:

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bicycles
a lawn mower or garden tractor
a snow blower
a golf cart
boats and other watercraft, including engines and nautical equipment
jewelry and watches
collections of stamps, coins, cards, etc.
art objects
software

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